Berlin-headquartered Fintech CrossLend hires team of digital banking professionals for its Lisbon hub


Berlin-based fintech CrossLend is continuing its European expansion by opening a new office in Lisbon. With existing offices in Berlin, Luxembourg, London, Frankfurt and Vienna, the company provides a range of end-to-end digital solutions for loan asset transactions that support both investors and originators. In Lisbon, the company plans to focus on the further development of its digital lending solutions, helping meet the rapidly rising institutional investor demand for private debt, alternative lending and digital lending opportunities across Europe.

Heading up the company’s Lisbon hub as Country Head, Pedro Carvalheiro has over ten years of experience in finance, including more than five years at Banco BNI Europa, primarily as Head of Markets and Investments at the innovation-focused bank. Carvalheiro is supported by a team boasting expertise in banking, risk management and investment in digital lending – Miguel de Abreu Alves, who has gained almost a decade of experience cumulatively at Deutsche Bank and Banco BNI Europa, most recently in the role of Senior Risk Analyst and subsequently Head of Risk and Internal Control, Victor Marques as a digital lending investment specialist with over five years’ international experience in banking and investment on two continents and Gonçalo Lúcio as a seasoned risk analyst with a strong background on data quality processes.

Of his new position, Pedro Carvalheiro says: “CrossLend is a truly unique and visionary mover in the lending and investment space. It’s very exciting to be working on the leading edge of finance, helping make Europe’s capital markets more resilient for the future and accelerate the much-needed digital transformation – all the more so with this top-notch team by my side.”

Marco Hinz, COO of CrossLend, says: “The Lisbon office marks an exciting new chapter in CrossLend’s growth. In building the Portuguese team, we especially sought out experts specialised in digital lending solutions to help harness the wide array of prospective investments across Europe in the areas of private debt, alternative lending and digital lending that remain largely untapped due to regulatory, operational and technological obstacles. Portugal is an ideal base from which to expand our digital lending solutions and opportunities, given the Portuguese government’s very vocal encouragement of the tech industry and the highly supportive fintech scene.”


About CrossLend

CrossLend is a fintech company that is authorised and supervised by the German Federal Financial Supervisory Authority (BaFIN) and the Luxembourg CSSF. The company provides end-to-end solutions for loan asset transactions. Its mission is to make the world’s lending and investment ecosystem more efficient, transparent, and profitable.

Lenders such as banks, savings banks, cooperative banks, specialised lending institutions, and lending platforms from across Europe can refinance their loans by connecting with European institutional investors using CrossLend’s technology. CrossLend combines digital securitisation with standardised, plug-and-play processing procedures and the transparent presentation of loan data.

This makes it easy for investors such as other banks, insurance companies, fund companies, pension funds and pension schemes to identify and compare loans based on their criteria. By bringing together lenders and investors from across Europe on one central platform, CrossLend is actively contributing to the European Capital Markets Union.

CrossLend was founded in Berlin in 2014. The company employs more than 70 people from over 30 countries. In addition to its headquarters in Berlin, CrossLend has offices in Frankfurt, Vienna, Luxembourg, London, and now Lisbon.

CrossLend is backed by an array of prestigious equity investors from Europe and the US, including Mouro Capital (formerly Santander InnoVentures), Lakestar, CME Ventures, Earlybird, ABN AMRO’s Digital Impact Fund, and the Luxembourg Future Fund (EIF and SNCI). For more information, visit

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